Which threshold must apply to CDR to be exempt from the 30-day delay?

Which threshold must apply to CDR to be exempt from the 30-day delay?

• A. Less than 15 percent for each of the three most recent fiscal years
• B. Less than 25 percent for each of the three most recent fiscal years
• C. Less than 30 percent for each of the three most recent fiscal years
• D. Less than 10 percent for each of the three most recent fiscal years

Answer: (A)

Exemption from the 30-day delay rests on keeping the CDR below a specific threshold for a full three-year streak. The CDR is the percentage that reflects delinquent or higher-risk accounts, so staying under the threshold across all three most recent fiscal years shows sustained low risk and allows the shorter reporting window. The required threshold is less than 15 percent in each of the three most recent fiscal years. This three-year consistency matters—a single year under a higher threshold won’t trigger the exemption. Other thresholds (25%, 30%, or 10%) don’t define the official standard for this exemption, though a rate below 15% in all three years would also satisfy those stricter numbers if they happened to occur.

Exemption from the 30-day delay rests on keeping the CDR below a specific threshold for a full three-year streak. The CDR is the percentage that reflects delinquent or higher-risk accounts, so staying under the threshold across all three most recent fiscal years shows sustained low risk and allows the shorter reporting window.

The required threshold is less than 15 percent in each of the three most recent fiscal years. This three-year consistency matters—a single year under a higher threshold won’t trigger the exemption. Other thresholds (25%, 30%, or 10%) don’t define the official standard for this exemption, though a rate below 15% in all three years would also satisfy those stricter numbers if they happened to occur.